Certified Credit Evaluation & Risk Management Professional

NAME OF THE COURSE
Certified Credit Evaluation & Risk Management Professional
 
CERTIFICATION
Certified Credit Evaluation & Risk Management Professional
 
COURSE OVERVIEW
Credit has been a great marketing tool and has contributed to higher sales and surging profits in recent years. Unfortunately, credit is not necessarily good and doesn’t guarantee that all is well. Credit raises default and liquidity risks. 90% of business cash flow arises from credit management. Anything lesser would increase liquidity risk and rising funding costs for the business. As economic volatility escalates, cash flow becomes more unpredictable. Proactive managers should become cash flow driven.
 
 
TRAINING DURATION
Total Training Hours : 22 Hours
Training Duration      : 1 Week
Total Training  Days  : 4-5 Working Days
 
TRAINING SCHEDULE
Weekdays (Sunday to Thursday)
Regular Sessions: 4 – 6 Hrs Per day (9am to 2pm or 3.00pm to 9.00 pm)
Food & refreshments Included
Weekends (Friday & Saturday)
Fast Track Sessions: 8 Hours per day (9am to 5pm)
Food & refreshments Included
 
CERTIFICATION
Globally recognized certificate from “Kings Global Career Academy”
 
TEST
No
 
LEARNING AIDS
Yes
 
COURSE MATERIAL
Hard & Soft Copies of Study Material
 
LANGUAGE OF INSTRUCTION
English
 
INSTRUCTOR HELPLINE
Yes
1. Email
2. Social Media (For Emergency requirements)
 
REGISTRATION REQUIREMENTS
1. Passport Copy
2. Curriculum Vitae
3. Passport size photographs
4. Course Fee
 
MODE OF PAYMENT
Cash / Cheque / Credit Card / Bank Transfer.
 
ELIGIBILITY CRITERIA
  • New hires, management associates supporting the corporate banking functions in either client-facing,  credit analysis or operational support roles
  • Relationship managers and credit analysts keen to be certified via structured training
  • Trade finance, cash management, credit administration personnel who require a deeper understanding of the corporate lending function
  • Banking professionals supporting corporate banking departments such as legal and compliance, IT, risk and audit
  • Aspiring individuals who are keen to pursue a career in the corporate banking industry 
 
COURSE BENEFITS
  • Learn the principles of commercial banking
  • Differentiate features and applications of core corporate banking products and services
  • Know the relevant corporate banking regulations, industry guidelines and practices
  • Understand credit evaluation framework and process
  • Assess the creditworthiness of the client
 
COURSE CONTENTS
 
Programme Outline
 
1. Introduction to credit
  • Credit rationale and concepts
  • Credit risk and cash flow management
  • Cost of credit and profitability
  • Working capital and credit requirements
 
2. Tools of credit risk management
  • The credit policy & procedures
  • The collection policy & procedures
  • The credit audit
 
3. Credit risk evaluation
  • The credit screening process
  • Credit criteria and judgment
  • Credit risk rating
  • Credit responsibilities
 
4. Collection management
  • Managing ongoing receivables
  • The collection – organization and process
  • Collection expertise – knowledge and skills
  • Ongoing credit risk management
 
Training Methodology
Topical discussions
Scenario analyses/case exercises
Self-discovery exercises
Self reflection
REGISTER