| NAME OF THE COURSE |
| Certified Banking Risk management Professional |
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| CERTIFICATION |
| Certified Banking Risk management Professional |
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| COURSE OVERVIEW |
| Risk management in banking has been transformed over the past decade, largely in response to regulations that emerged from the global financial crisis and the fines levied in its wake. But important trends are afoot that suggest risk management will experience even more sweeping change in the next decade. |
| No one can draw a blueprint of what a bank’s risk function will look like in 2025—or predict all forthcoming disruptions, be they technological advances, macroeconomic shocks, or banking scandals. But the fundamental trends do permit a broad sketch of what will be required of the risk function of the future. The trends furthermore suggest that banks can take some initiatives now to deliver short-term results while preparing for the coming changes. By acting now, banks will help risk functions avoid being overwhelmed by the new demands. |
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| TRAINING DURATION |
| Total Training Hours : 22 Hours |
| Training Duration : 1 Week |
| Total Training Days : 4-5 Working Days |
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| TRAINING SCHEDULE |
| Weekdays (Sunday to Thursday) |
| Regular Sessions : 4 – 6 Hrs Per day (9am to 2pm or 3.00pm to 9.00 pm) |
| Food & refreshments Included |
| Weekends (Friday & Saturday) |
| Fast Track Sessions: 8 Hours per day (9am to 5pm) |
| Food & refreshments Included |
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| CERTIFICATION |
| Globally recognized certificate from “Kings Global Career Academy” |
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| TEST |
| No |
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| LEARNING AIDS |
| Yes |
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| COURSE MATERIAL |
| Hard & Soft Copies of Study Material |
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| LANGUAGE OF INSTRUCTION |
| English |
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| INSTRUCTOR HELPLINE |
| Yes |
| 1. Email |
| 2. Social Media (For Emergency requirements) |
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| REGISTRATION REQUIREMENTS |
| 1. Passport Copy |
| 2. Curriculum Vitae |
| 3. Passport size photographs |
| 4. Course Fee |
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| MODE OF PAYMENT |
| Cash / Cheque / Credit Card / Bank Transfer. |
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| ELIGIBILITY CRITERIA |
| Senior bank executives and board members concerned with risk governance and overall management, and senior bankers who need an understanding of risk control. |
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| COURSE BENEFITS |
- Build context. Expand your understanding of the broader context behind analytical models and approaches to risk in banking.
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- Understand the new regulatory landscape. Draw lessons from the new regulatory landscape as it relates to capital and liquidity regulations, advanced fund transfer pricing, special resolution regimes with bail-in debt and fears of rising liquidity risk.
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- Manage risks related to digital disruption and transformation.
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- Gain insights from psychology. Draw on recent results from psychology research into behavioural risk assessment.
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- Discuss risk governance in banking. Exchange views and share experiences with other senior executives and directors from the banking sector.
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| COURSE CONTENTS |
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| Five challenges for banks |
- Managing emerging risks and increased competition:
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- Leading a digital transformation of risk management:
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- Operationalizing three-lines-of-defence models
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- Managing nonfinancial risks cost-effectively
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- Staying resilient and protecting against cyber risks
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| Six trends |
- The regulation will continue to broaden and deepen
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- Customer expectations are rising in line with changing technology
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- Technology and advanced analytics evolution
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- The risk function of helping banks remove biases
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- The pressure for cost savings
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| Actions / Mitigations for Future |
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| Introduction |
- What is risk management and why is it important?
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- The entire history of risk management explained in 5 minutes
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- The current state of risk management according to surveys and empirical evidence
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- How do you know if you are managing risk effectively?
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- How much value do we add when we get it right?
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- What is the cost when we get it wrong? (using examples from the past 3 years)
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| Why existing methods fail |
- Current methods of assessing risk, and why they are causing severe consequences for most institutions
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- Key problems of risk management that need to be addressed in your firm
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- How to identify the problem areas in your own firm and how to fix them
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- Why did regulators and legislators intervene?
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- What are their objectives, and how can you plan accordingly for the anticipated future changes?
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| Risk Management: Critical points of understanding |
- Defining ‘Risk’ and ‘Risk Management’, and why this is important
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- Risk Management and the various forms of exposure: how to identify ALL risks your firm faces
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| § Market risk |
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- What are the forms of market risk? (including interest rates, FX,
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- How to model them and why?
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- How to ensure that your capital adequacy is optimised
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- Effective hedging, and how this is accounted for
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| § Credit Risk |
- How to model your credit risk
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- How to implement changes as a result of IFRS9
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- Understanding and using PD, EAD, and LGD in secured and unsecured lending
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| § Operational Risk |
- Why this is becoming one of the most material risk segments for financial firms
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- What are the most material operational risks, and how do we know ‘what we don’t know’.
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- Understanding how to manage reputational, conduct, compliance, and model ‘risk’
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- Understanding Value at Risk (VaR), PD, EAD and LGD
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- Key controls: how to identify them, create them, and test for adequacy and effectiveness
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- Enterprise Risk Management: what is it, why adopt it, how to implement it.
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- How to predict events in market, credit and operational risk, and how to prevent/mitigate them
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- What are the relevant three lines of defence models
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- The roles and responsibilities involved in risk management
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| Fundamentals of good risk management |
- What is in the scope of risk management
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- What are the Principles and aims of risk management
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- Review of the relevant Risk management standards
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- Risk classifications and how to use them
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- Risk assessment techniques
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- Psychology of risk, and why the experts get it wrong
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- Causes, consequences, and controls
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- Assessing the reduction in losses
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- Assessing the improvements in income
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- Your control environment and how to measure/manage it
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- Insurance and other means of transferring risk
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- Stress testing and scenario analysis (using external and internal supporting data)
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- Key Performance Indicators and their link to risk
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- Key Risk Indicators and how to create and report them
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| Measuring and reporting risk |
- Why do we measure? (If you think you know, think again)
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- Why existing methods are failing
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- Monte Carlo: a brief introduction, and some practical examples of how to implement this
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- Risk appetite: How to define it, articulate it, and measure performance against it
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- Tolerances and the difference to risk appetite
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- Making decisions: the foundation of risk management. Are your decisions correct? How do you know?
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| Market Risk Modeling and Assessment |
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- Measuring and managing interest rate, FX and other related market risks
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- How can these be modelled and how can we predict future events?
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| Credit Risk Management and Measurement |
- Rating agency ratings and what they mean
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- Risk weighting of various portfolio exposure types
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- Value-at-Risk for Credit Risk: CreditVaR
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- PD, EAD, LGD, and the impact of IFRS9
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- Establishing provisions and capital
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- Stress testing, tools and techniques
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| Operational Risk Measurement |
- Definition of Operational Risk Exposure under the Basel Accord
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- Operational Risk Approaches
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- Capital Adequacy and its increasing importance
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- Managing operational loss and event data
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- Defining Direct and Indirect Losses
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- Using scenarios to determine capital adequacy requirements
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- Control self-assessment exercises (CSAs)
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- Management of risks within third party providers
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- Why you need AAF 01/06 and other audited control reports
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| Regulation |
- The 2007 crisis, and lessons learned
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- Basel (1-4), and another post-2007 crisis changes
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- How the regulators have changed the way they supervise
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- How your risk management approach is being assessed by regulators
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- Tips and techniques to improve your relationship with regulators
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- What is coming next for regulators, and how can you prepare accordingly
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| Risk culture and its importance in the performance of your organisation |
- Why is culture important?
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- How to define and measure it
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- How do you compare? (some useful benchmarks)
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- Practical steps you can take to improve your risk culture
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- How to organise your first, second and third line functions
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- How to organise your governance and reporting
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